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Business Interruption Claims

Limit Earnings Loss Due to Business Interruption

BKD Forensics & Valuation Services (FVS) professionals assist clients with a wide range of issues, including calculations of economic loss, due to business interruption. Natural or human-caused disasters such as oil spills, power outages, hurricanes, flooding, global pandemics, and wildfires, among others, can leave any organization exposed to a business interruption leading to a loss of earnings. That’s why it’s important to have resources that can assist in preparing and supporting business interruption claims. Our professionals have specialized training and credentials, and many are nationally recognized in their fields.

Let’s discuss your situation and see how we might be able to assist your claims process.

Business Interruption Claim Services

Quantifying an economic loss as a result of a business interruption requires an understanding of the financial operations of a business and also the underlying insurance policy. Our professionals can help navigate through the complexities of a business interruption claim regardless of the industry, nature of loss, or applicable insurance policy.

Rapid Response

We can quickly mobilize a team of professionals after a loss event occurs, such as a fire, flood, tornado, hurricane, or pandemic. BKD’s FVS professionals understand the crucial times that immediately follow a loss and the importance of quickly assessing the potential effect on the financial operations of a business.

Independent Professionals

Because each loss is unique and we possess extensive experience in a wide range of industries, we have the capabilities and qualifications to assist with your business interruption claim. We’re proud of our ability to be an objective voice in difficult times. Our independent perspective helps insurance professionals and business owners make critical decisions regarding the future of the business.

Industry Expertise

With decades of experience working with businesses in a wide range of industries, including providing guidance on issues involving economic loss and business interruption, our professionals are qualified to assist you. Our expertise spans several industries, including:

  • Construction and real estate
  • Financial services
  • Government and nonprofit
  • Healthcare
  • Higher education
  • Hospitality
  • Manufacturing and distribution
  • Oil and gas
  • Restaurants
  • Retail

Our FVS team also is supported by tax, audit, and consulting professionals with decades of experience working in and advising businesses in a number of different industries.

Electronic Data Recovery

In some disasters, we have to deal with significant loss of business data. If digital media is damaged during a loss event, we can help. The professionals in our digital forensic lab can recover data from a wide range of digital media that no longer operates, including hard drives, flash media, cameras and voicemail systems, servers, mobile devices, and more. We also have experience with obscure forms of media such as crane “black boxes,” railroad-crossing data storage and hard drives from copy machines and surgical robots.

The professionals in our digital forensic lab also can provide recommendations and testing of backup strategies to help mitigate data loss during an incident, whether it’s a physical loss or cybersecurity attack.

How Does Our Experience Relate to You?

From the date of loss through resolution of the claim, BKD’s FVS team has CPAs who can assist with these types of analyses and services that can stem from an insurable loss:

  • Business interruption analysis
  • Extra expense analysis
  • Business personal property evaluations
  • Coinsurance evaluations
  • Expert witness testimony

How can we help you?

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We have 42 offices in 19 states , with BKD Trusted Advisors™ who offer solutions for clients across the country.

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